Manage Payments from Two Phones with UPI Circle
The UPI Circle feature simplifies managing multiple smartphones and bank accounts by allowing users to make payments from various linked devices. This solution enhances convenience and financial management, particularly for families or professionals needing flexibility with their finances.
Highlights
- •UPI Circle feature allows using the same UPI account on multiple devices
- •Known as 'Pocket Money' in apps like PhonePe
- •Easy setup and management of secondary devices within a main account
- •Enhances control over financial transactions for families or professionals
Managing finances efficiently has become an essential aspect of modern life. However, users often face challenges when it comes to handling multiple smartphones and maintaining financial transactions. The UPI Circle feature, now available in several UPI apps like PhonePe and Google Pay, provides a convenient solution by enabling you to use the same bank account on different devices.
Unlike traditional methods which limit payment transfers to one smartphone, the UPI Circle feature allows users to make payments from any connected device. Known as 'Pocket Money' in some apps, this functionality enhances user convenience and flexibility. For families with multiple smartphones, adding another device through UPI Circle can be a game-changer.
How to Set Up UPI Circle
Setting up the UPI Circle feature is straightforward. Start by launching your preferred UPI app on the primary smartphone where your main UPI account is linked. Within the app, find and click on the 'Circle' or 'Pocket Money' option. From there, choose 'Invite Dependent' to add another user or number.
Add the desired mobile number by scanning its QR code or entering the UPI ID directly into the fields provided in the app. Verify your personal details such as Aadhaar numbers during this setup process. Once configured, users can make payments from any device associated with their main account without needing to carry around their primary phone.
There are two options for managing transactions within your Circle: requesting approval for each transaction or allowing a specified payment limit per device.
Benefits of Using UPI Circle
The advantages of using the UPI Circle feature include:
- Makes fund management easier across multiple devices, saving time and effort.
- Limits access to transactions by setting up payment limits on secondary devices.
- Offers security features for parents wishing to control financial activities among children or family members.
- Gives additional flexibility in scenarios where users have different devices (e.g., work and personal) associated with the same bank account.
