Unicaja stakeholders are demanding the preservation of the bank's Malaga headquarters and commercial brand in any potential merger.
The bank maintains a strong CET1 capital ratio of 16%, providing significant capacity for future growth and potential acquisitions.
Potential collaboration with WiZink is under investigation, though internal management turnover and legal uncertainties remain significant obstacles.
Analysts warn that expanding into the high-risk consumer credit market could affect the bank's credit risk profile and rating agency scrutiny.